Author Archives: windsor

falling-interest-header

Falling Interest Rates

Buy Now or wait?

Waiting for a market correction could cost you more in the long run.

  • -The cost of a new home has increased more than 20% over the last 5 years!
  • -By waiting, even a more typical 2-3% annual increase could cost you TEN$ of THOU$AND$!
  • –LOCK IN the BELOW MARKET 5.49% INTEREST RATE offered on select New Windsor Homes*!
  • Save up to $700/ month on your house payment.

OFFER IS LIMITED – DON’T MISS OUT!

TERMS:

WINDSOR HOMES INTEREST RATE -LIMITED PROMOTION NOV. 6, 2023

5.49% {6.269% APR) INTEREST RATE PROMOTION IS AVAILABLE ON A 30 YEAR FIXED RATE (OWNER OCCUPIED) FHA OR VA LOAN THROUGH WINDSOR HOMES’ PREFERRED LENDER (FAIRWAY MORTGAGE). OFFER IS AVAILABLE, ON SELECT READY TO MOVE-IN HOMES, WHEN PURCHASE AGREEMENT IS SIGNED AFTER 11/6/23 AND CLOSED BY 2/6/24. BUYER IS FREE TO USE ANY LENDER, HOWEVER, THE PROMOTIONAL RATE IS ONLY AVAILABLE WITH A MORTGAGE LOAN OBTAINED THROUGH FAIRWAY MORTGAGE. WINDSOR HOMES AND FAIRWAY MORTGAGE ARE NOT AFFILIATED AND HAVE NO SHARED OWNERSHIP. ALL PRODUCTS ARE SUBJECT TO UNDERWRITING AND ACTUAL RATE/TERMS WILL VARY BASED ON CREDIT SCORE, LOAN PROGRAM, AND DOWN PAYMENT. THIS IS NOT A COMITTMENT TO LEND. A LENDING AGREEMENT MAY ONLY BE MADE IN WRITING SIGNED BY BOTH THE BORROWER AND THE LENDER.

PROMOTIONAL RATE IS BASED ON A BUILDER PAID FORWARD COMMITMENT AND A 1.5% DISCOUNT POINT PAID BY BORROWER AT TIME OF CLOSING. PAYMENT ILLUSTRATIONS ARE PRINCIPAL AND INTEREST ONLY AND DO NOT INCLUDE TAXES, INSURANCE, OR HOA FEES.
THERE IS A LIMITED AMOUNT OF FUNDS AVAILABLE AT THIS RATE AND WINDSOR HOMES RESERVES THE RIGHT TO WITHDRAW OR CHANGE TERMS AT ANY TIME PRIOR TO ACCEPTING A PURCHASE AGREEMENT.

PURCHASE AGREEMENT MUST BE FOR THE LISTED PRICE. A MINIMUM DOWN PAYMENT, REQUIRED BY FHA, IS 3.5%. A MINIMUM CREDIT SCORE, OF 680, IS REQUIRED FOR FULL BENEFIT OF PROMOTION.

This is not a commitment to lend. Subject to income, asset and credit profile qualifying.

Visit our list of QUICK MOVE-IN homes!

summer-sale-2023-banner copy

Summer Daze Savings!

High interest rates holding you back?!

For a limited time, Windsor Homes is here to beat down those rates and clear your path to a BRAND-NEW HOME!

Now through the end of summer, buy one of our Brand-New “Quick move-in home” under construction and receive $6500 toward reducing your interest rate and/or covering closing costs! Use one of our preferred lenders and receive $1000 bonus savings for a total savings of $7500!

Act now to take advantage of this attractive deal on a Brand-New Windsor Home before summer comes to a close!

Terms: $6500 savings applies only to site models and for a limited time. The purchase agreement must be for listed price, be accompanied by a $10,000 deposit, and signed by September 22, 2023.

Check out our list of Quick move-in homes here!

Ridley Park drone April23

Ridley Park Model Grand Opening

Welcome to our Ridley Park Model Home!

Located between Coldwater and Lima Roads – on WEST SHOAFF ROAD, North of Huntertown.
Join us for our GRAND OPENING!
  • Saturday, May 20 from noon – 4pm.
  • Sunday, May 21 from noon – 4pm.
Tour our model home and this new neighborhood featuring modern and stylish homes. 37 lots in section I with a quiet setting on the North side of town, this neighborhood will give you a sense of living in the country with the convenience of being close to town!
Classic Hits 101.7 “Weenie Wagon” will be there on Sunday (noon-2pm), live broadcasting and providing lunch for our visitors.
We also have homes under construction that are FOR SALE!  Get a jump start on your dream home. Its like taking the FAST PASS at your favorite amusement park!
• Public Walks
• North Fort Wayne/ Huntertown
• Close to shopping and hospitals
• NWAC schools
• Nearby Bicentennial woods, ACRES Land Trust
• Nearby Pufferbelly Trail
• Nearby Cedar Creek
See you soon!!
Ridley Park entrance

Model Home Features

ANDERSEN WINDOWS

Every Windsor Home comes with Andersen 400 Series windows included.  Whether casement, double-hung, or fixed picture windows, you can rest assured that your windows are among the best in the industry.

CLOPAY GARAGE DOORS

All overhead garage doors are by Clopay—America’s Favorite DoorsTM.  Insulated overhead garage doors are a part of every Windsor Home.  A variety of styles and colors are included and there are countless upgrades available.

CUSTOM-BUILT SOLID WOOD CABINETRY

All Kitchen and Bath cabinets are built exclusively for your home by Amish craftsmen.  Many styles and finishes are available for you to find just the right look!

ELKAY KITCHEN SINKS

Your Windsor Home comes with a variety of premium kitchen sinks by Elkay from which to choose.

Single bowl or double bowl. . .  Stainless Steel or Composite Granite—in various colors. . .

Fitting your lifestyle is easy with so many options

All included!

GERBER FAUCETS

With a Windsor Home, you get your choice from several premium bath faucet suites by Gerber.  From familiar classic to edgy contemporary  Chrome, Satin Nickel, Black, and the trendy Brushed Bronze finishes are also available, at no extra charge.

LIFTMASTER OPENERS

Included with every Windsor Home, a quiet, belt-driven garage door opener by LiftMaster.  Wi-Fi connected, integrated LED lights, and integrated camera.  Control from your mobile device with the MyQ app.

Amazon Prime and Walmart+ members can also take advantage of in-garage deliveries.

SOLID CLOSET SHELVING

All closet organizers are made of thermally fused laminate—no wire shelving.  This ensures years and years of durability and adjustability.  As your needs change, your closet can, too!

SOLID-CORE INTERIOR DOORS

All interior doors in your Windsor Home are high-quality, solid core.  As an added bonus, your house-to-garage door is solid and will match the style of your interior doors.

THERMA-TRU EXTERIOR DOORS

Windsor Homes feature exterior entry door systems by Therma-Tru Doors—Where Home BeginsTM.  Made in Northeast Indiana with a huge variety of styles, finishes, and glass options.  Make your front door make a statement.

WIFI CONNECTED THERMOSTAT

Every Windsor Home comes with a WIFI-connected themostat. Control your HVAC system from anywhere inside your home OR anywhere else you may be!

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Mortgage and Homestead Exemptions

If you built a new home this year, you will need to file the Mortgage and Homestead Exemptions and any other exemptions you may qualify for.

You can file your exemptions online in Allen County, but we suggest you call to make sure exemptions are filed correctly in your name. If you live out of Allen County, you will need to contact your local county Auditor’s Office.

 

 

Photo by Tierra Mallorca on Unsplash
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Winter Prep 2022

Winter Prep: As below freezing temperatures are quickly approaching, it brings to mind a few items or reminders to prepare your home for the upcoming winter weather.

  • Remember to remove your garden hoses from the outside spigots. Freezing temps can damage your plumbing if water is trapped in these lines.
  • Clean your gutters of fallen leaves to prevent overflow and leaks.
  • Store away your patio furniture to prevent winter wind damage.
  • When the snow falls please be sure to keep vehicles off the streets to allow for snow plow trucks to more effectively clear the streets.
  • New homes often have high humidity. Airflow helps to prevent condensation build up on your windows so remember to keep your drapes and blinds open, reverse your ceiling fans to pull air, and run your furnace fans on “circulate” or “on” mode..
  • Using deicers on your con­crete driveway in the winter can cause surface dam­age. Do not salt them ever. Also, do not park on them after the roads have been salted. Road salt will drip off your car and damage your driveway.
Windsor Homes

Careers in the Construction Trades

The home building industry offers more than just another job — you can find a rewarding career and earn a great salary. The top 25% in most construction trades professions earn at least $60,000 annually. And you don’t need to follow the traditional college path to get there.

NAHB is your connection to the educators, industry members, and local home builder associations who can help you get started on your career path. Learn more below about the opportunities to start building your career in nine of the most popular trades.

Then, check out the NAHB Career Center for job opportunities from our career partner ConstructionJobs.com.

This content is directly from the NAHB website.  Please visit their page to see videos and more info on specific careers. https://www.nahb.org/

NEIN market states Sold by the Gold

Local Market Update June 2022

Local Market Update from Beth at SOLD BY THE GOLD 

Has the local housing market slowed down? Are home prices beginning to soften due to the rising interest rates? Both of these questions are usually asked of me at least once a day and my reply is simply, let’s compare the local market data with the national housing data.

Nationally, there are clear signs the housing market is slowing with increased mortgage interest rates and declining sales for the third consecutive month. The increasing price of entering home ownership has impacted first time buyers the most. Many economists predict home sales will continue to soften which in turn will provide a much-needed lift to housing supply.

As economists and real estate professionals across the country look to the typical year over year comparisons of housing data to predict expectations for the last half of 2022, one of the biggest challenges is to accept the unbelievable performance of the housing market in the last 2 years. Out of the ordinary circumstances such as all-time low mortgage rates, remote work, and a shortage of housing supply and building materials made 2020 and 2021 historical years for real estate. Therefore, drawing a comparison to them should be kept in perspective. With 17% of the entire country’s GDP attached to real estate, understanding where the real estate market is headed is vital information.

The local market data as of May 2022 showed an 18.4% increase in median sales price and a decrease of 31% of housing affordability in our region. The Housing Affordability is an index of the median household income necessary to qualify for the median-priced home under prevailing interest rates. Locally we have seen a decline in affordability for 12 consecutive months but the dramatic change in affordability will continue with rising interest rates and continued increase in the median sales price.

In summary, the local market pace is slowing slightly because affordability is making it very difficult for some buyers. However, those buyers are still eager to enter the housing market because rent prices have equally escalated. Since it will take several years to increase the housing supply, home prices will not be dipping anytime soon. If you need any real estate assistance, don’t hesitate to contact Beth at Sold by the Gold!

Storm Damage 2022

As you’re aware, many Windsor homes in Southwest Fort Wayne sustained some type of damage from Monday night’s storms and winds.  There are messages coming in asking about products, colors, installers, etc.  The intent of this memo is to let you know that we can be a resource if you need information regarding the products and selections of your home. If you need to turn anything into insurance, contact your own insurance agent and they will walk you through everything.

Here is a list of a few vendors that we used to build your Windsor Home:

Andersen Windows – Home Lumber – 260-493-4436

Certainteed Shingles – Reese Wholesale – 260-484-7759

Royal Vinyl Siding – Reese Wholesale – 260-484-7759

Gutters – Sublime Dezigns – 260-740-2660

Also, If you have any questions about your selections for colors, you can still access your portal on BuilderTrend. Visit https://www.mywindsorhome.com/ . The BuilderTrend access can be found at the top of our home page. Once you’re in the BT portal, you can find your custom selections under the FILES drop down menu, then click DOCUMENTS and then find the SELECTION SHEET folder.  If for some reason, your BT access has expired –  we still have your paper documents on file. You can email us at info@mywindsorhome.com and request a copy of your selection sheet. Remember to include your address, lot number and neighborhood in the email.

Please be patient with us and our vendors/ trades people, this will take some time to clean up. Jason Myers and Canyon Alexander will be around today to help clear debris. Together, we can all help get our neighborhood back up to par… or birdie (for you golf lovers).

snow ice

Ice Damming in Gutters

Message from our team:

Windsor Homes is aware of a couple cases of ice damming this year due to a few weeks of severe weather. We’ve protected your valleys and eaves with an ice and water membrane so there is not likely any internal damage. You should, however, inspect your gutters for damage as the weight of the ice/snow can pull them from the house.

Photo by Sindre Strøm from Pexels