Falling Interest Limited Promotion

FALLING INTEREST RATES LIMITED PROMOTION:

4.75% interest on THREE select Windsor Homes.

129 Palmira Lakes – 1313 Hager Way

14 Ridley Park – 510 Ridley Park Way

36 Ridley Park – 674 Ridley Park Way

TERMS:

WINDSOR HOMES INTEREST RATE -LIMITED PROMOTION- FEB. 15, 2024

4.75% (5.025% APR) INTEREST RATE PROMOTION IS AVAILABLE ON A 30 YEAR FIXED RATE (OWNER OCCUPIED) FHA OR VA LOAN THROUGH WINDSOR HOMES’ LENDER OF CHOICE. OFFER IS AVAILABLE, ON SELECT READY TO MOVE-IN HOMES, WHEN PURCHASE AGREEMENT IS SIGNED AFTER 2/15/24 AND CLOSED BY 3/31/24. BUYER IS FREE TO USE ANY LENDER, HOWEVER, THE PROMOTIONAL RATE IS ONLY AVAILABLE WITH A MORTGAGE LOAN OBTAINED THROUGH WINDSOR HOMES’ LENDER OF CHOICE . WINDSOR HOMES AND LENDER ARE NOT AFFILIATED AND HAVE NO SHARED OWNERSHIP. ALL PRODUCTS ARE SUBJECT TO UNDERWRITING AND ACTUAL RATE/TERMS WILL VARY BASED ON CREDIT SCORE, LOAN PROGRAM, AND DOWN PAYMENT. THIS IS NOT A COMITTMENT TO LEND. A LENDING AGREEMENT MAY ONLY BE MADE IN WRITING SIGNED BY BOTH THE BORROWER AND THE LENDER.

PROMOTIONAL RATE IS BASED ON A 1.5% DISCOUNT POINT PAID BY BORROWER AT TIME OF CLOSING. PAYMENT ILLUSTRATIONS ARE PRINCIPAL AND INTEREST ONLY AND DO NOT INCLUDE TAXES, INSURANCE, OR HOA FEES.

THERE IS A LIMITED AMOUNT OF FUNDS AVAILABLE AT THIS RATE AND WINDSOR HOMES RESERVES THE RIGHT TO WITHDRAW OR CHANGE TERMS AT ANY TIME PRIOR TO ACCEPTING A PURCHASE AGREEMENT.

PURCHASE AGREEMENT MUST BE FOR THE LISTED PRICE. A MINIMUM DOWN PAYMENT, REQUIRED BY FHA, IS 3.5%. A MINIMUM CREDIT SCORE, OF 680, IS REQUIRED FOR FULL BENEFIT OF PROMOTION.

THIS AGREEMENT BECOMES AN ADDENDUM TO THE CONSTRUCTION AGREEMENT.

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